Integrate MTN Mobile Money & Airtel Money payments into your E-Commerce Websites

We have brought Mobile Money on the web as a plugin you can install and use on your website to accept this payment method in your online platform without hustle

Accepting Mobile Money payments in your E-Commerce Website simplified

Now you can deploy the full power of Mobile Money technology platform as provided by MTN, Airtel and other telecom networks in Uganda, as payment options within your E-Commerce Website.

Its a real possibility to convert Mobile Money users of all networks into your customers, by embedding Mobile payment as a method firmly into your online goods or services website.

To give your frequent customers a new lease of convenience, you can allowing them shop and pay for your goods securely from your website.

We have built, tested & integrated the Mobile Money account for use to make payment directly and easily (two steps only) from the seller’s website (merchant).

With this integration, your business can easy gain fast customers who are too time-bad to visit, by giving them this option to transact with you without requiring them to physically go in at your shop/store/office.

The goods or services listed within your well-developed website (storefront), can conveniently be paid for using Mobile Money embedded in your website.

Your website closes the deal, you focus on delivery & customer satisfaction. This also gives rise to free your workforce from pushing paper and order chasing, (this function is moved to your website) and clear them up to master delivery and order filling.

You can test how Mobile Money payment method works in action by searching and registering / purchasing a domain name of your choice using Mobile Money  on our website here. You can test this with MTN Mobile Money or Airtel Money. The format of inputting your mobile money number on the payment page is example 256774696776

How It Work / What exactly happens during a Mobile Money purchase on a website

  • The customer visits your website, to find your products/services and prices
  • The customer chooses the product(s)/service(s) they want from your website, by adding to the shopping cart.
  • After shopping the customer proceeds to check-out on your website
  • The customer fills the check-out form with their personal details and chooses to pay using Mobile Money
  • The customer is taken to the Mobile Money payment page with the order amount loaded, and asked to put in his/her Mobile Money Number in the format: 256774696776
  • The website sends a Mobile Money withdrawal request for the exact amount in the final order, to the customer’s phone.
  • The customer puts in his/her Mobile Money pin on his/her phone to confirm the purchase and accepts the withdrawal.
  • The withdrawal request message will show that you’re paying Nextel Systems Ltd.
  • Once payment is confirmed on phone, the payment page securely proceeds the customer to his/her account on your website.
  • Payment confirmations are sent via SMS and E-mail to both the seller and the customer.

The Mobile Money in website payment option is a perfect fit for goods manufacturers, wholesale & retail trade, industrial goods distribution, clothing lines, hotels selling rooms & accommodation packages targeting local customers, travel packages targeting local travelers, electronically deliverable services like domain names (registration), web-hosting, web development services, software & mobile apps, easy-to-deliver services like accounting services, education short courses, newspaper, books & stationery retailers.

There is a critical mass of users registered by the Telecom networks on the Mobile Money service. Business can tap this mass and turn them into clients by offering well integrated Mobile Money in their business model.

To build your website accepting Mobile Money payments, we have a website “Design & Host” package called E-COMMERCE Site, which combines the design, hosting, security & transactional features needed to build, deploy & start selling your goods/services accepting money from your own website. You can order the E-COMMERCE Site package from our website here. Our developers will get in touch with you to confirm and then started once order is received. We accept Bank Deposits, Checks, Mobile Money. The Mobile Money option is present on our website.

Back Story

In late 2016 and early 2017, Nextel Systems Ltd finalized systems integration discussions and formally executed Systems Integration Agreements with 2 major telecom companies offering Mobile Money services;

  • MTN Uganda Limited
  • Airtel Uganda Limited

The different agreements are all inline with enabling technical mapping of the Mobile Money platforms developed by these companies, to Nextel’s website design frameworks, thus enabling front-end use of Mobile Money payment option on the websites to complete online orders and make payments right away, in an efficient, fault-proof and easy to use process. Nextel effectively takes Mobile Money into mainstream usage in E-COMMERCE websites, enabling shoppers with an active Mobile Money account on MTN or Airtel networks, to buy goods and services online on E-COMMERCE websites developed & integrated by Nextel Systems, full transactions completed and receipted, meeting all the regulatory requirements of the E-COMMERCE industry.

This is particularly important for established businesses that need to offer online storefronts, because with Mobile Money fully integrated as a payment option into their website, the millions of people who transact using Mobile Money can now be directly  tapped as customers, offering them a convenient way of dealing with your company. We have developed, tested and integrated Mobile Money payment method within website environments, currently accepting MTN Mobile Money and Airtel Money at check-out.

Technology Integration with Telecoms

We have signed and implemented Systems Integration Agreements with 3 different companies or stake holders, to make the online payments on your website complete and ;

Usage Scenario

If a company or business wishes to have customers to buy its products or services online and be able to complete the order with payment before leaving their E-COMMERCE website, then by accepting Mobile Money as a payment method, gives the customer a faster way to pay and get served. The challenges in implementing E-COMMERCE within the Ugandan business environment have been;

  1. How will customers pay you (Which payment method do you accept)
  2. How will Delivery be done (assurance to customer that you will deliver their purchase)

However in the last couple of years, some business have made and we have seen the Boda Boda concept applied in delivering Food, clothing, medical, etc. We have also seen new transportation innovations adopting the online ordering/booking delivery model.

The industry is therefore ripe for mass usage of online ordering. This requires that a payment method that is convenient to both the buyer and the seller, to be introduced in the website portals of businesses. That’s what you call an E-Commerce Website.

Effective January 09, 2017, our customers  can have Mobile Money payment available as an option in their E-COMMERCE website. This technology can be taken advantage of to speedy up service delivery.

To give customers an idea of how they will receive Mobile Money on their website, we have integrated it in our own E-commerce website ( and will accept Mobile Money payments going forward.

How we activate Mobile Money Payment Option into your E-commerce website

The integration of Mobile Money payment option, integrated into your website bridges the gap between high maintenance Credit Card-based payment options in a website and local customers.

Payment for goods is made in only in 2 steps. After selecting mobile money payment option on the website;

  • The website send withdrawal request. Put your Mobile Money PIN on your phone
  • Accept the Transaction

The rest is take care of by the website.

How it Works

Using the industry’s best API (Application Programming Interface) for Mobile Money technology, we built the functionality that integrates the core communication between the Mobile Operator’s network and your website, so that the shopping system on your website interfaces smoothly with the Mobile Money system.

Notifications to the Buyer and the seller

  • E-mail
  • SMS
  • Invoices
  • Receipts
  • Legally-binding agreement


  • Your business will widen its local Client Base to new clients who use internet to search and buy goods
  • Brings Convenience to clients and the business – through the automation of the sales and Payment process
  • Gives the business a Lead the market with the online niche fully powered by Mobile technology
  • It shortens Sales closing Gap as the website provides back-to-back information on products and closes the sale
  • The business focuses on Deliver, with Speed, Efficiently at its center
  • The business will Free your teams – the website provides sufficient information for customers to make decision to buy
  • Cut marketing costs and your functional E-COMMERCE website will attract, register & maintain clients database

What You Need to start/ Requirements

Customers interested in website design and hosting with e-commerce, can sign up for our E-Commerce Site package

  • You must be on our E-COMMERCE Site Package 
  • Your company or business will sign a Terms of Service (ToS) with Nextel Systems Ltd to effect E-Commerce
  • Must have a Refund or Money Back Guarantee to your clients on your website in case you fail to deliver items bought online from your website

Nextel Systems Ltd agreement with your business also establishes the transaction charges, liquidation of accounts period, etc as minimum requirements for E-COMMERCE website, to enable delivering of online orders from your websites in a fast, efficient and customer friendly manner.

Illustration: the processes of paying with Mobile Money on a website built on our E-COMMERCE Site package

Overview of the Telecommunications sector (2017 stats)
As of the start of 2017, the total of registered Mobile Phone users and fixed telephone subscribers in Uganda stands at 23,206,729 (about Twenty Four million people) users.

The national Tele-density, or the number of telephone connections for every hundred individuals in Uganda, currently stands at 64. The Number of Mobile Money subscribers in Uganda as at Dec 2016, stood at 21.58 million people, carrying out between them business transaction value of UGX 13.07 trillions. The balance on Mobile Money accounts across all networks stood at UGX 353.73 billions by Jan 2017.

This is why Nextel focuses its website development service on technical Mobile Money payment implementations in websites to bring this volume of trade into the mainstream, internet-based buying and selling of goods and (E-COMMERCE). Our initial tests have been successful with orders placed, payments made and goods delivered. Get Started!

At Nextel Systems, we tailored, tested and deployed on multiple projects, a website package for companies that are focused on selling online, overcoming the huddles that existed before.  We have compressed all the nitty-gritty that go into building a website that actually completes transactions online, rather than the commonly used brick-and-motors implementation of e-commerce, where you order online but pay offline. We have compressed the shopping, delivery, security and regulatory challenges into website technologies to enable all parties and stakeholders to get their due in one shopping experience.

Our End-to-End integration features MTN’s Mobile Money platform & Airtel Money platform, as we make these networks complete payments online through integration of their systems into our customer’s Websites

Accepting Mobile Money Payments in your E-Commerce in website

Companies and organisations that are looking to implement online selling or accepting payments on their website, can now implement this technology with our end-to-end  solution for E-commerce websites, utilizing Mobile Money payment. In a few steps to complete the transaction. Currently, we’re supporting MTN Mobile Money and Airtel Money networks for Ugandan businesses.

“Make things as simple as possible, but not simpler.” Albert Einstein

You can test this payment process by buying a Test Product on our website  here, at UGX 1000/. Note that no actual product will be transported or delivered to you.

Where it is in use, up and running

A number of customers, both product-based and service-based have signed-up to our E-Commerce Site package and deployed this technology, accepting and collecting funds from their websites using Mobile Money.



Support, Maintenance and Continuous Development

Our Mobile Integration is constantly updated and diversified to work in different website frameworks, from the current WotrdPress, WooCommerce  to cover a wider range of e-commerce frameworks

Author: Business Process
Working on business development role, for an amazing tech company


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